01 — Technological Progress

TopWallet

1）TopWallet version 1.4.7 released: It now supports Singapore and the Philippines country codes, enabling stablecoin payment functionality. Currently, TopWallet users can make payments via QR code in most scenarios supporting the QRPH code in the Philippines, including Lazada, PayMaya POS, and other online payment gateways. This collaboration significantly enhances the convenience of stablecoin users in cross-border payments. Moving forward, TopWallet will continue to expand retail payment support to more countries.

2）TopWallet version 1.4.8 update: The “Send via Link” feature has been optimized. Users can now transfer money to friends directly through social sharing links without needing to enter wallet addresses. Based on ZKPay technology, this feature provides convenient transfers while ensuring optimum protection of users’ wallet privacy.

TOPOS Cross-Border Remittance System

As of the end of October, the TOPOS Cross-Border Remittance System has steadily increased its transaction volume and channel support, processing a total of 5 million USDT in cross-border remittance transactions with over 70,000 orders. Unique active users and transaction volume are increasing steadily. Currently, remittance channels to Nigeria and Ghana have been successfully integrated, further enhancing remittance capabilities to target countries.

TOPOS On-Chain Payment System

1）The on-chain payment acquisition system now supports GatePay and KuCoin wallets, with Binance Pay integration underway.

2）The POS agent account opening module has been updated and launched, laying the foundation for collaboration with SoftPOS developers in November. In the future, the TOPOS on-chain payment acquisition platform will deeply integrate with external SoftPOS systems, enabling “wallet as a POS terminal” functionality; helping global merchants expand their digital currency payment acquisition scenarios.

LATEX

The PROP DEX system of PlatON is under continuous development and is expected to officially launch in November. This system is primarily aimed at the stablecoin foreign exchange market (FX MARKET), providing high-speed on-chain exchange services. The first phase will support high-speed on-chain exchanges for PlatON’s native stablecoins, including USDT, USDC, XSGD, XUSD, and PHPC, and plans to simultaneously integrate country code payments and RemiNET services.

02 — PlatON News

PlatON Showcases Cutting-Edge Stablecoin Solutions at Money20/20 USA

PlatON made a remarkable appearance at the Money20/20 USA conference held on 26–29 October, 2025 in Las Vegas, showcasing its open financial infrastructure and stablecoin solutions aimed at connecting the global financial ecosystem to the world’s fintech community. As one of the few Asian tech companies participating in this prominent event, PlatON engaged in in-depth discussions with numerous innovators, builders, and potential partners driving the next generation of Web3 payments to explore new paradigms of future financial connections. The event highlighted the innovative vitality of Asian enterprises at the forefront of fintech.

PlatON and TOPOS Jointly Release the “SEA Crypto & Payment Ecosystem Report — Indonesia 2025”

PlatON and TOPOS jointly published the “SEA Crypto & Payment Ecosystem Report — Indonesia 2025.” This report provides an in-depth analysis of the development changes in Indonesia’s digital asset regulatory framework and trends in the integration of payment systems, offering strategic insights for fintech practitioners.

The core content of the report covers four main sections: First, regulatory transformation, where Indonesia has reclassified digital assets from “goods” to “financial instruments”; second, market landscape, with 16 licensed exchanges and over 100 payment service providers currently in Indonesia; third, integration trends, where traditional payment giants are actively engaging in crypto-related businesses; and fourth, stablecoin applications, which have become a key path to enhancing cross-border payment efficiency. As a market with a population of 270 million, Indonesia’s practices in regulatory innovation provide valuable experience for the development of digital finance in Southeast Asia. The full report is now available for download.

03 — Community Events

PatON Community Members Launch On-Chain Activity “PlatON Pluck” and Hold Online AMA

On October 10, PatON community members launched the on-chain activity “PlatON Pluck,” attracting ambassadors and community participants from around the world. On October 22, the first PlatON Pluck AMA was held, providing an in-depth discussion on PlatON’s on-chain application development, covering topics such as underlying architecture, application chains, and the HTTP 402 micro-payment protocol. Community developers pointed out that PlatON’s high-performance network, with its excellent TPS capability, ensured the smooth operation of the event, achieving real-time processing of large-scale transactions and providing a seamless user experience.

About PlatON

PlatON is an open financial infrastructure initiated and promoted by the LatticeX Foundation. Built on it, Topos offers payment and clearing system solutions for financial institutions and payment service providers. PlatON is constructing a payment “highway” that bridges traditional finance and the digital economy. Equipped with financial-grade capabilities such as high-frequency transaction processing, rapid settlement, and multi-asset smart contracts, it supports global demands including cross-border payments, institutional clearing and settlement, and compliant digital asset management.

As it combines blockchain with privacy-preserving computation, PlatON is building a decentralized, open, privacy-preserving financial infrastructure and collaborative AI network. We will enable the flow and computation of all data to build a future driven by a trustless digital economy.

Forum｜Discord｜X｜Telegram｜Github｜Medium｜YouTube